Policygenius (2024)

Policygenius does not allow the submission of personal information by users located within the EU or the UK. If you believe this action is in error, or have any questions, please contact us at team@policygenius.com

Policygenius (2024)


Can you trust Policygenius? ›

On TrustPilot, Policygenius has outstanding reviews. Its TrustScore is 4.7 out of 5 based on over 4,739 reviews, putting it in the “excellent” category. Policygenius customer reviews typically praise the company's quick application process, communication and cost.

Is Policygenius any good? ›

Over 30 million people have shopped for insurance with Policygenius. And the company has helped consumers purchase over $90 billion in coverage so far. Policygenius has an average 4.8 out of a 5-star rating scale through Trustpilot based on over 2,000 reviews.

Does Policygenius sell my information? ›

Policygenius does not engage in any sharing of personal information that you can limit. Questions? Call 1-855-695-2255 or email privacy@policygenius.com. Go to https://www.policygenius.com/about/privacy/.

What percentage of income should go to life insurance? ›

A common rule of thumb is at least 6% of your gross income plus 1% for each dependent. A stay-at-home parent should get enough life insurance to cover the costs incurred by the family if anything should happen to them.

Why millionaires are buying life insurance? ›

Wealthy people buy cash value life insurance so they can utilize it for its living benefits. Life insurance purchased by wealthy people and businesses is often used as a vehicle for providing liquidity, reducing financial liabilities, and reducing their tax profile.

Is PolicyGenius good for home insurance? ›

Policygenius does some of the legwork for you by offering quotes from 14 insurers, but the provider pool is small and you'll have to wait 48 hours for your quotes to come through. If you want to explore even more options, compare home insurance providers.

How many customers does Policygenius have? ›

Since 2014, we've helped over 30 million people shop for insurance and placed over $150 billion in coverage.

How long has Policygenius been around? ›

Since 2014, our content, digital tools, and experts have served as a resource for millions of people on their insurance journey, and we have sold more than $200 billion in coverage.

Who bought Policygenius? ›

April 25 (Reuters) - Online insurance marketplace Policygenius has agreed to be acquired by fellow digital insurance platform Zinnia, to create a tech-focused platform covering the full insurance process, executives at the companies told Reuters.

Does Policygenius cost money? ›

We're an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you're not paying any extra for working with us to buy a policy.

Is $500 000 good for life insurance enough? ›

A common rule of thumb is to have coverage that's 5 to 10 times your annual salary. That would suggest that a $500,000 policy could be right for someone who earns between $50,000 and $100,000 a year.

Is $500,000 enough life insurance? ›

Whether a $500,000 life insurance policy is best for you can depend on the specifics of your situation. For someone, $500,000 in life insurance might be more than enough while others may benefit from having a $1 million life insurance policy instead.

Is it smart to borrow against life insurance policy? ›

Borrowing against life insurance can be a good option for those looking for a loan with low-interest rates, flexible repayment terms and no credit check. However, it also comes with downsides like a reduced death benefit, risk of policy lapse and significant interest accumulation.

Is Policygenius an insurance broker? ›

Policygenius acts as an independent insurance broker and, as such, is paid a commission by insurance companies upon each sale.

Is buying term plan online safe? ›

Buying insurance online is not just easy but also extremely safe. It is also a more affordable option as customers can enjoy many discount options from the comfort of their homes. For example, ICICI Pru iProtect Smart provides up to 5% discount when bought online*. 6.

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