Buy Travel Insurance Plan for Canadian Travelers Visiting the USA at Visitors Insurance (2024)

FAQs

Can Canadians buy travel insurance in the US? ›

USA travel insurance for Canadians visiting USA

We are pleased to assist many clients from our neighbors to the north with best medical insurance for Canadians in USA ! The Government of Canada advises to buy US travel insurance for Canadians even for short visits outside the country.

Canadians planning to move to the U.S. who don't have access to an employer plan can purchase private individual coverage through the health insurance marketplace.

US health care services are for profit. There is no universal health care system in the US. Foreigners who get sick while visiting US must pay for their health care services provided by the US doctors and the hospitals. US Medicare will not cover health care services to the foreigners.

An excellent option for insurance for Canadians in the US is the GeoBlue Xplorer health insurance plan. The Xplorer plan provides access to the highly regarded Blue Cross / Blue Shield network of hospitals and doctors in the USA, a premium international network of providers, and excellent customer service and benefits.

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

Annual Multi-trip travel insurance for Canadians to USA

While there are many top rated travel health insurance plans for multiple trips worldwide, the Patriot Annual Multi trip insurance is an ideal plan for Canadian travelers.

The AHCIP covers only limited physician and hospital costs outside of Canada. If you get medical or hospital care when outside of Canada, you will be responsible for paying the difference between the amount charged and the amount the AHCIP reimburses you.

The answer is “yes,” you can still get some coverage, but there are exclusions. Many providers will offer you emergency medical coverage if you are already outside of Canada but wish to purchase travel insurance. But be advised it could be subject to a delay of typically 24-48 hours before the policy is active.

Visit USA-HealthCare is for anyone who is NOT a U.S. citizen or permanent resident. It is available to tourists, scholars, missionaries, business travelers, and others.

Why is travel insurance to USA so expensive? ›

You may notice when shopping around for travel insurance to the USA that it costs a lot more than for holidays to Europe. The reason for this is the US is deemed a higher risk destination because healthcare is much more expensive than the rest of the world.

Travel insurance covers medical emergencies and other trip disruptions. You get international health insurance if you are moving away for work, studying, retirement, etc. and will spend the majority of your time abroad.

Seek Emergency Care When Necessary

In life-threatening medical situations, don't hesitate to call 9-1-1 or visit the nearest emergency room. Medical providers are required by law to stabilize patients in emergency situations regardless of their insurance status.

If you have a health situation that qualifies as an emergency, hospitals and emergency rooms must provide care to you regardless of whether or not you have health insurance. That doesn't mean you will receive the services for free. You will be responsible for the bill, which can become quite expensive.

Be sure to seek out medical attention immediately. It is important to make sure the police are contacted. If possible, while still on the scene, obtain the driver's license and insurance information of those involved in the accident. If possible, get contact information for all witnesses.

Yes, foreigners can get insurance while in the U.S. Various insurance options are available to travelers depending on their length of stay and visa type. It's best to research what's available to you based on your visa requirements before purchasing a plan.

Yes, you can get health insurance even if you are a non US citizen. If you are a Green Card holder or a resident or on a work visa you can get the domestic plans if you can show proof ( Social Security number).

Car insurance is valid for travel in Canada and the U.S.

Your auto insurance policy alone may not cover all medical expenses, however, so it is wise to consider travel insurance before departing for your trip.